Frequently askes questions
On this page you will find the frequently asked questions.
Questions about coverage
Is it possible to take out the absence insurance combined with the occupational safety and health services?
Yes certainly. We cooperate with the OSH services of du Gardijn Verzuimmanagement. This OSH services provider operates on a national scale and offers customised services. By combining the absence insurance with the OSH services of du Gardijn Verzuimmanagement, you are assured of automatic claim processing. And that is a great help. Contact one of our consultants for more info about du Gardijn Verzuimmanagement.
Which elimination periods can I choose from?
We am at providing a customised absence insurance to each and every one of our clients. We will decide in joint consultation what the most appropriate elimination period is. We offer the following elimination periods:
- 10 waiting days - 65 waiting days
- 20 waiting days - 130 waiting days
- 30 waiting days - 261 waiting days
Are the pre-existing and the run-off risk covered by the policy?
The pre-existing risk cannot be insured. The run-off risk can; the run-off risk is covered with the absence insurers that we work with.
Is death also covered by the absence insurance?
One month of continued payment of wages is standard. Depending on the insurer, there may be an extended arrangement of up to 2 months if a collective agreement applies.
Questions about taking out an insurance
What is the notice period with my current absence insurance?
Most policies have a one month notice period after the end of the first contract.
Do I have to take out the insurance as per the first day of the next month?
That is not necessary, the insurance can become effective on any date that you want. At the earliest, the insurance can commence one working day after receipt of all required documents.
I do not yet have a payroll number and I want the absence insurance to already commence. Is that possible?
We understand that in such a case you want the insurance to become effective as per the date of employment of the first employee. It usually takes five working days for the Dutch Tax Authority to send the payroll number. We can commence the insurance but only provided that you inform us as soon as possible of the payroll number.
Customers rate our company on average with an 8.5
Immediately start comparing different insurers
We have seen considerable growth as Migrato in the past years. After the start a few years ago with two foun ders, we now run a business with more than 10 employees. It was time to get some basic administrative matters in order. For our absence insurance we chose for verzekerverzuim.nl of du Gardijn. Mainly because of the option to be able to compare multiple insurers straight-away. We did not have any experience at all with this type of insurance. So we appreciated the fast feedback in the offers based on a number of parameters. And the follow-up by telephone also really helped to guide us through the process. Especially because we had no previous experience and no insurance in place so far. Now we have a one-stop solution that works well and was arranged in no time.
Also for small and relatively young employers
The advice process was a pleasant experience. You receive a clear advice as entrepreneur but there is also room to ask questions. And the choice is entirely up to you, there is no pressure. All this made an excellent impression on me. Your approach also works well with a small and relatively ‘young’ employer with few staff. Thanks so far and I look forward to a good cooperation!
Quick and transparent process.
A quick process; clear and transparent. They helped me out very well with everything that was not clear to me! Thanks for everything!
Pleasant contact
I was pleased with the contact and the very quick answers to all the questions I had. They really focussed on my wishes and thought along for the best option. That made me decide to team up with them.
We now save 31% premium per year
Before our contact with verzekerverzuim.nl our premium percentage was 4.98% via the metal and engineering industry collective agreement. The premium percentage of the offer from verzekerverzuim.nl was 3.44%. A saving of some 31% per year!
Great assurance and advice in taking out the insurance
We were looking for a party to help us with finding an absence insurance. Vera and Rowin helped me very well. The communication was excellent all the way through the process. Even at times when I was too busy to supply the information they needed, Vera called me to see if she could help me to smooth out the process.
Personal guidance and the right insurance in no time
Since recently I have employees in my service. So I had a number of questions but they quickly put me on the right path and I decided to request offers. I applied on Wednesday and the next day on Thursday I already received offers which we discussed. Even before the start of the weekend, I had already found an insurance.
Why choose verzekerverzuim.nl?
We are convinced that a good absence insurance does not have to be expensive and complicated. Requesting offers on verzekerverzuim.nl just takes you 3 minutes and you can accept the chosen offer online as well. Our consultants are ready to go over the offer in detail with you and provide you advice tailored for what you need.
- Receive minimally five offers within 24 hours
- We will discuss the offers individually with you for a tailor-made advice
- Our relations save on average 15% on their premium.
