As we request offers with six different absence insurance providers, there is always one that is a perfect match for your business. You will receive these tailor-made offers in the mailbox within one day.
We are convinced that a good absence insurance does not have to be expensive and complicated. Requesting offers on verzekerverzuim.nl just takes you 3 minutes and you can accept the chosen offer online as well. Our consultants are ready to go over the offer in detail with you and provide you advice tailored for what you need.
And all this online - it can be so easy!
The chance that your business will be confronted by absence may seem small but unfortunately not all absenteeism can be prevented. In 2020, 29% of the businesses dealt with sickness absence of longer than four weeks of at least one employee.
What are the costs of a sick employee for you?
As employer, you need to continue to pay at least 70% of the wage to the sick employee for a period of two years at the most. But your enterprise will also face the costs of a replacement worker, absence management and rehabilitation costs of the sick employee.
The absence-related costs quickly add up to 2.5 times the wage. These unforeseen costs may pose a serious threat to the continuity of your business. The absence insurance offers a solid financial safety net for a risk with a big impact.
Sick leave insurance & occupational safety and health services under one roof!
You can outsource management & counselling of absence and rehabilitation to our OSH services of du Gardijn Verzuimmanagement. Our case managers are ready for our customers and their employees, together with the fixed company doctors of du Gardijn. Sick employees can rely on us for management of their absence; from the first day of their sickness up to and their rehabilitation.
For more information go to our webpage.
Do I need an absence insurance for my business?
What are the consequences if an important employee in your business becomes sick? If you run an enterprise with max, 25 employees, you will not like the answer. An SME-business can quickly become very vulnerable by sickness absence.
Other factors such as the sector you operate in, absence history and age of personnel also play a part in considering whether an absence insurance is a good option for your business.
Is an absence insurance mandatory?
An absence insurance is not required by law but offers a good financial safety net for a risk that can have a major impact on your enterprise.
Which costs are covered by the absence insurance?
An absence insurance covers the costs of continued payment of wages for the statutory term of two years. This continued payment is at least 70% of the wage; often even 100% in the first year. A large part of the employers’ contributions can also be insured.
Do you need advice or want to discuss the absence risk in your business? We are happy to think along to find a suitable solution together with you. And if you already have an insurance and want to switch, we can take care of the entire process for you as well. Nice and convenient!